Do you want a loan?
13 things to consider before getting a loan: The issue of debt management is one of the most important aspects of personal finance. Whilst daily we are bombarded by offers to get loans from credit unions and bankers it is…
How to choose a savings account
When it comes to saving, there are many different factors to consider such as the institution to open the savings account, interest rates, account fees, minimum balance requirements, and account limitations. Although the choice is ultimately yours, there are some…
Why Personal Finance is important?
Personal Finance: A guide to get your finances in order Personal finance is the management of money and financial resources, including expenditure management, budgeting, saving, investing, insurance, taxes and debt management. It is of utmost importance for individuals to have…
All you need to know about Ponzi Schemes
Introduction I am sure most of you have heard of or even invested in a Ponzi scheme or pyramid scheme. A Ponzi scheme is a fraudulent investment scheme where investors are promised high returns with little or no risk. The…
Why taxes are important
A tax is a compulsory financial charge or some other type of fee or levy imposed on a taxpayer by a governmental institution or regulatory organisation in order to fund government spending. Tax revenue is the money that governments gain…